About Us
Our Company
Actuarial Solutions is an independent property-casualty actuarial consulting firm established in 1990. Our actuarial engagements are spearheaded by two senior credentialed actuaries with over 50 years of combined experience and one additional credentialed actuary.
We offer a full range of services to meet the needs of our diverse client base. Our clients, located throughout the United States and in several non-U.S. insurance domiciles, include self-insured public and private entities, insurance companies, insurance regulators, captives, risk retention groups, auditors, rating bureaus, reinsurers, state funds and law firms involved with insurance litigation. We are retained for a wide variety of engagements, ranging from reserving to ratemaking, financial examinations, feasibility studies and special interest projects such as assessing needed capital levels, potential dividends or the impact of alternative retentions.
As a property-casualty consulting firm, we have analyzed numerous lines of business, which include traditional coverages such as workers compensation, general liability, auto liability and physical damage, property and professional liability, as well as non-traditional/emerging coverages, such as cyber liability.
The work we have performed for large entities, as well as in litigation support where the financial stakes are high, serves as an indication of the confidence others have in Actuarial Solutions. We are equally committed to those clients who engage our services for relatively small projects, including annual reserve analyses for individual self-insured entities. We strive to provide an exceptional level of service, regardless of the size of the project undertaken. We take great pride in our work product and the relationships we have built with our clients.
Our Credentialed Actuaries
David K. Raikowski, ACAS, MAAA, FCA
Consulting Actuary and Principal
Dave is an Associate of the Casualty Actuarial Society, a Member of the American Academy of Actuaries, and a Fellow of the Conference of Consulting Actuaries. He has been employed with Actuarial Solutions since 2002. He graduated from Hofstra University with degrees in Mathematics and Psychology. Dave is currently on the Board of the Directors of the Connecticut Captive Insurance Association.
Email: draikowski@actuarialsolutions.com
Phone: (631) 471-8655
Kristine M. Fitzgerald, ACAS, MAAA, FCA
Consulting Actuary
Kristine Fitzgerald is an Associate of the Casualty Actuarial Society, a Member of the American Academy of Actuaries, and a Fellow of the Conference of Consulting Actuaries. She graduated from Villanova University with a B.S. degree in Mathematics. Kristine has been employed with Actuarial Solutions since 1993 and has 30 years of actuarial consulting experience in the area of property-casualty insurance. Kristine currently serves on the Casualty Actuarial Society’s Examination Working Group as well as the Vermont Captive Insurance Association’s (VCIA) Membership/Marketing and Ambassador Committees.
Email: kfitzgerald@actuarialsolutions.com
Phone: (631) 471-8655
Tiffany H. Sciallo, ACAS, MAAA
Consulting Actuary
Tiffany has been employed with Actuarial Solutions since 2012. Tiffany graduated from Stony Brook University with a Bachelor's degree in Applied Mathematics & Statistics and Economics. She is an Associate of the Casualty Actuarial Society and a Member of the American Academy of Actuaries.